The future of your money, built for clarity.
FinanceX reads your financial documents and tells you what to actually do — starting with your income tax. Free.
Tools
AI Tax Assistant
Upload your Form 16 — see old vs new regime and what you're missing.
Analyse my Form 16Utilities
SplitQR
Split a UPI payment into sub-₹2,000 QR codes.
IFSC Code Finder
Find a bank branch, address and MICR by IFSC.
Cheque Amount to Words
Convert an amount into words for a cheque.
Free calculators
Investing
SIP Calculator
Project the maturity value of your monthly mutual fund SIP.
Lumpsum Calculator
See what a one-time investment grows to.
PPF Calculator
Estimate your Public Provident Fund maturity value.
FD Calculator
Calculate fixed-deposit maturity with quarterly compounding.
EPF Calculator
Project your Employees' Provident Fund retirement corpus.
MF Expense Ratio Calculator
See how much an expense ratio quietly costs you over time.
Retirement Calculator
Find the corpus you'll need to retire comfortably.
NPS Calculator
Project your National Pension System corpus and pension.
RD Calculator
Estimate your recurring-deposit maturity value.
SWP Calculator
See how long your corpus lasts with monthly withdrawals.
Sukanya Samriddhi Calculator
Project the maturity of a Sukanya Samriddhi Yojana account.
Step-up SIP Calculator
Grow your SIP each year and see the impact.
CAGR Calculator
Find the compound annual growth rate of an investment.
Simple Interest Calculator
Calculate simple interest and total amount.
Compound Interest Calculator
Calculate compound interest with annual compounding.
Inflation Calculator
See what today's money will cost in the future.
Loans
Home Loan EMI Calculator
Work out your monthly EMI and total interest.
Loan Eligibility Calculator
Estimate the loan you qualify for from your income.
Tax & salary
GST Calculator
Add GST to a base amount and see the split.
HRA Exemption Calculator
Work out your tax-exempt house rent allowance.
Gratuity Calculator
Estimate the gratuity you're owed at exit.
Stocks & trading
Frequently asked questions
- Are FinanceX tools free?
- Yes. Every calculator, the AI Form 16 tax assistant and the UPI utilities are free to use with no signup required. An optional free account lets you save results and track a health score.
- Does FinanceX store my Form 16 or bank statement?
- No. Uploaded documents are read in memory to extract the figures and are never written to our servers — no PDF, no PAN, no raw statement is stored. This is a deliberate privacy-first design.
- Is FinanceX tax and investment advice?
- No. The tools give estimates and educational information to help you understand your money. They are not personalised tax, legal or investment advice — confirm decisions with a qualified professional.