NPS Calculator
An NPS (National Pension System) calculator projects your corpus at 60 and the monthly pension it can buy. Enter your monthly contribution, age and expected return; at retirement at least 40% of the corpus must buy an annuity, the rest is a tax-free lumpsum.
How is NPS calculated?
Contributions compound monthly to age 60. At 60, 40%+ buys an annuity (pension = annuity corpus × annuity rate ÷ 12); up to 60% can be withdrawn tax-free.
More investing calculators
SIP Calculator
Project the maturity value of your monthly mutual fund SIP.
Lumpsum Calculator
See what a one-time investment grows to.
PPF Calculator
Estimate your Public Provident Fund maturity value.
FD Calculator
Calculate fixed-deposit maturity with quarterly compounding.
EPF Calculator
Project your Employees' Provident Fund retirement corpus.
MF Expense Ratio Calculator
See how much an expense ratio quietly costs you over time.
Retirement Calculator
Find the corpus you'll need to retire comfortably.
RD Calculator
Estimate your recurring-deposit maturity value.
SWP Calculator
See how long your corpus lasts with monthly withdrawals.
Sukanya Samriddhi Calculator
Project the maturity of a Sukanya Samriddhi Yojana account.
Step-up SIP Calculator
Grow your SIP each year and see the impact.
CAGR Calculator
Find the compound annual growth rate of an investment.
Simple Interest Calculator
Calculate simple interest and total amount.
Compound Interest Calculator
Calculate compound interest with annual compounding.
Inflation Calculator
See what today's money will cost in the future.
Frequently asked questions
- How much pension will NPS give me?
- Your pension depends on the corpus at 60, how much you annuitise (minimum 40%), and the annuity rate (~6% is typical). A larger corpus and higher annuitisation mean more pension.
- What tax benefit does NPS give?
- NPS offers up to ₹1.5 lakh under 80C plus an extra ₹50,000 under 80CCD(1B) — a total of ₹2 lakh in deductions under the old regime. Employer contributions get a separate 80CCD(2) benefit.