Best App To Pay Credit Card Bill in India (Rewards & Cashback)

We all use credit card nowadays to pay for the things we buy. It is quite easy to spend thousands of rupees on a credit card in a month. You can’t avoid it, but did you know you can actually get benefit of credit cards? Yes, as cashback, discounts and other offers you get with your credit card.

When it comes to credit card bill payment, we all want to make it an easy and less hassle process and if that benefits in form of offers. It is not a difficult task to pay the credit card bill. There are different apps available that allow you to pay your credit card bill and also offer some additional discount and offers. Here’s the list of best app to pay your credit card bill with discounts and offers.

Best Credit Card Payment App

1. Cred

Almost everyone of you have heard about cred. It is one of the best app to pay your credit card bill. Have you heard about getting rewarded for paying your credit card bill? 

Cred is the one that rewards you with points and rewards for paying your credit card bill via cred. The one feature I would say I love about cred is that it notifies you for repayments of your bill. Cred send SMS reminder when it’s due to pay the bill. You can activate for WhatsApp reminders as well. 

It has refer and earn program as well where you will be rewarded when you refer your friend on cred.

How to pay a credit card bill using Cred App?

Step 1

First, download the cred app, then register yourself and add your credit card.

Step 2

Now, tap on cards section and click “pay now” button below your credit card.

Step 3

Then enter your amount and pay using the UPI or other available methods.

Step 4

You get mystery cashback every time you pay your bill using cred.

2. Amazon

Amazon now allows you to pay your credit card bill. Unlike cred, Amazon offers you cashback and reward occasionally. I think this is another good option when it comes to paying your credit card bills. You can take advantage of the occasional offers.

The only downside is that you cannot pay your credit card bill using Amazon Pay balance.

How to pay a credit card bill using Amazon App?

Step 1

Open your Amazon mobile app and tap on Amazon Pay section.

Step 2

Tap on “credit card bill” and enter your credit card number if not already added.

Step 3

If your card is already added click on “pay bill”. Make sure you check the offers section for the available offers for you.

Step 4

And then proceed to pay your bill and pay via UPI, Net Banking or other available methods.

3. Mobikwik

Mobikwik is another best way to pay your credit card bill. Mobikwik rewards you with supercash, though it doesn’t have any value. The offers on Mobikwik are changed time to time make sure you check them before paying your credit card bill via mobikwik. 

Mobikwik charges a fee of around 2% + GST when you pay your credit card bill through wallet balance.

How to pay a credit card bill using Mobikwik App?

Step 1

Download and login/register on mobikwik app.

Step 2

Then, tap on “credit card bill” on the homepage.

Step 3

Enter your credit card number and the amount you want to pay.

Step 4

Check offers section for the current offers that are running and then pay your credit card bill accordingly.

4. PayTm App

PayTm needs no introduction it’s all in one solution to all your bill payments. It offers cashback offers and other rewards, which is why people choose PayTm over other apps. 

For cashback and rewards, you can check PayTm app for the offers before paying your credit card bill.

How to pay a credit card bill using PayTm App?

Step 1

Open PayTm app and visit the credit card bill page.

Step 2

Enter your credit card number and enter the amount which you want to pay.

Step 3

Next, click on the apply promo code you will see the current offers running select the best that suits you.

Step 4

Now, proceed with payment and pay your credit card bill using the available payment method.

5. PhonePe

PhonePe offers you to pay your credit card bill payments. It’s best app for UPI Payments compared to the UPI apps. PhonePe lets you pay your credit card bill using UPI and debit card. It rewards you with scratch card where you get mysterious cashback or any other offer.

How to pay a credit card bill using PhonePe App?

Step 1

Download and login/register on PhonePe app.

Step 2

Go to credit card bill option and enter your credit card number and mobile number linked to that credit card.

Step 3

Then enter your amount and proceed to pay.

Step 4

Check for the offers before paying your credit card bill.

These were few best credit card bill payment apps that rewards you with discount, cashback and other offers. 

If you ask me the best app for credit card payment, I would go with the 1st one, which is Cred. To be honest, I use Cred for all my credit card bill payments. Besides that, all the above mentioned apps are reputed and trusted.

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